Archive for August, 2008

2008 World’s Strongest Man Competition, Charleston, WV

Sunday, August 31st, 2008

The 2008 World’s Strongest Man Competition will be coming to Charleston, West Virginia next week, September 6-14. Find the full schedule of events and locations here and a list of the international competitors who will be arriving in Charleston to compete.

Charleston natives Phil Pfister and 2006 winner of the competition will be competing this year in his home town. I hope that everyone in Charleston and West Virginia will come out to support the event.

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Tips To Find A Company That Offers Good Car Insurance Ratings

Sunday, August 31st, 2008

Auto Insurance Ratings - Tips to find a company that offers good
car insurance ratings

Author: Diego Gaitan

Article:

An auto insurance rating, whether you are an existing insurance
customer or not, can give you important information about the
financial situation of the company and it’s level of customer
service so that you can decide if a carrier is worth
considering. Besides, we can only judge auto insurance by the
quality of the company that provides it.

You definitely want to look at more than just one rating when
researching an auto insurance company
. Authentic customer
reviews compiled from a number of dependable sources are the
best way for the rating company to determine the actual quality
of service for a carrier. You might also consider researching
through a number of sites so that you will have many different
avenues of comparison. If you go through each review slowly, you
will learn quite a bit about how the company handles problems,
how they treat their customers, and how the company strives to
give people what they need. Other aspects to look into would be
willingness of a company to work with the individual needs of
their customers, value of insurance for the money spent, and
both the speed and the quality of service. Your chances of
signing up with the carrier that is best for you is greatly
improved the more you study the ratings and get a comprehensive
view of various companies by reading a through a wide variety of
input. Keep doing this regularly so you can stay on top of new
developments.

Don’t forget about the many discounts that are available
; many
companies will deduct these from your total purchase. Doing this
gives you more advantages and benefits. Make sure when talking
to your agent you inquire about qualifying discounts. This will
help you to save even more money.

Considering how the world economy is going, finding the cheapest
reliable auto insurance rate
for you and your family is now more
important than ever. This is not to say that you should ever
sacrifice proper protection for you and your loved ones just to
get a better deal. With so many carriers vying for your
business, it’s literally impossible to know if you have truly
picked the most honest and reliable auto insurance company out
there. Just do the best decision you can from the information
you have researched.

About the author:
To learn more about auto insurance ratings, visit

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Twoctor, Twoctor . . I’ve Got A Bad Case of Tweeting You

Saturday, August 30th, 2008

Nedra Weinreich over at Spare Change explores uses for Twitter to improve health care in her post Twitter for Health. Great ideas on how Twitter might be used by those of us in the health care industry.

Thanks to Jen McCabe Gorman for tweeting the recent post.

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John Stossel’s Perspective on WV Certificate of Need Law

Saturday, August 30th, 2008

Yesterday’s Daily Mail article reports that John Stossel, co-anchor of ABC’s 20/20 speaking at the West Virginia Chamber of Commerce’s Business Summit spoke out against West Virginia’s Certificate of Need laws. Stossel argues that free market is better than regulation of health care.

Regulation vs. free market makes for great conversation. The debate as it relates to health care is made more complex when we have a largely single payor (government funded) health care reimbursement system in West Virginia. I don’t know the actual statistics but well over half and probably near 75% of health care costs are paid in West Virginia by Medicare, Medicaid, PEIA and other government payors. As for private payors we only have a few that have any influence in West Virgina. This makes West Virginia close to a microcosm for a wwhat a single payor government run health care system might look like. What impact does this stagnation of competition on charges/costs have on the regulation vs. free market question. Is a single payor system better for West Virginia and the U.S.? Interesting questions as we approach the election in November.

Also, in my inbox this morning was an email from friend and health colleague, Mike Ryan, letting me know about the HealthDecisions ‘08: Obama and McCain on Health Care. Although I haven’t had a chance to explore the site in detail I like the side by side comparison on the main page.

The press release indicates:

HealthDecision ‘08 by HealthCare.com is an initiative to inform, educate and deploy the power of the web to gather public opinion on the health care proposals put forth by Senators Barack Obama and John McCain. HealthDecision ‘08 provides a side-by-side comparison of Obama’s and McCain’s healthcare positions and proposals, along with interactive voting tools that enable users to vote for their preferred health care plan and offer their own comments after weighing through the issues.

What do others think? Post your comments.

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Car Insurance Broker

Thursday, August 28th, 2008

Car Insurance Broker - What they can do for you

Author:
Diego Gaitan

Article:
Like other brokers, insurance brokers are well trained in the
insurance business, both commercial and personal. They are
people who represent the interests of their clients, providing
them the best choices for insurance options, and as
front-liners, ensure their customers are sufficiently protected
for their needs, and assist them in managing their risk. They
also perform as middle-men to match potential clients with
insurance companies.

For consumers’ protection
, a body of registered members
regulates the sale of auto insurance. Insurance brokers must, by
regulations, be licensed, stay current with their industry’s new
developments by continuing their education, hold themselves in
high professional and ethical standards, and maintain the
customer’s best interests in all aspects of services and sales.
Because of this, consumers can have confidence that their
brokers are selling them the right insurance programs.

Not long ago, the only people who could call themselves car
insurance brokers were registered members of the British
Insurance Broker’s Association (BIBA). As per the rules of this
association, all car insurance brokers must be independent and
must stick to the rigid operating practices and standards that
are meant to safeguard the interests of consumers, whose
interests should be the first and foremost for the brokers.

A car insurance broker discovers the best deal possible for the
customer
, with reliable coverage at a rate that’s cost
efficient, by going to the whole market to shop around.

For people who hate shopping for car insurance due to the tedium
and amount of time it consumes, a car insurance broker is the
best way to go as they can quickly and easily compare insurance
quotes. Plus they are experts in their field. Car insurance
brokers are like personal shoppers working in your favor. You
can be reassured that a car insurance brokers recommendation is
not biased, because they are obliged to hunt for the best deals
available from the entire market.

Car insurance brokers do a wonderful job negotiating car
insurance quotes with discounts, and they also have special
rates available to them that aren’t available to the public. If
the customer needs to make a claim or has any other problems,
their rights will be fought for by the car insurance broker
against the underwriter. Car insurance brokers work on your
behalf without charging any fee, because they have already been
paid a commission by your auto insurance company.

About the author:
To learn more about car insurance brokers, visit
http://www.cheapautoinsuranceplace.com where you will find
everything you need to know about getting a cheap auto
insurance
and much more.

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Seattle PI & John Conyers Challenge Us to Rock the Healthcare Boat

Thursday, August 28th, 2008

The Seattle PI writes this morning:

It's time to organize government health care into a single-payer system, one that covers all Americans. It's the most cost-effective route forward. Last year's health expenditures topped $2.3 trillion — or $7,600 per person — and those figures continue to grow faster than inflation.

Not only that, but U.S. industry is less competitive in a global economy when companies from other countries spend zero on employee health care.

David Himmelstein, a professor of medicine at Harvard University and a co-founder of Physicians for a National Health Program, said it's time for politicians to be bold and "rock the private insurance boat."

Rock away. Any chance delegates in Denver and St. Paul are ready?

More news today make our cause more urgent.  Jon Cohn at the New Republic—who is the must-read for healthcare policy—points to the Census report showing more Americans on Medicaid and S-Chip, and the ongoing decline of the employer-sponsored and individual insurance markets:

In other words, if not for more robust public insurance, it's likely far more people would be without medical coverage. And that's true of the long-term, as well. Employer-sponsored insurance has declined over the last 30 years or so, as rising costs have made it harder for employers and employees to pay for it. If not for the expansions of eligibility for Medicaid and establishment of the State Children's Health Insurance Program, many more people would be without insurance and, as a result, struggling to pay their medical bills.

So the case for expanding public insurance–ideally, to help cover everybody–isn't weaker because of the new numbers. If anything, it's stronger. Among other things, if you read the report itself, you'll see that the state with the second* largest increase in health insurance is Massachusetts. That's almost certainly a result of the new reforms there, which have swelled enrollment in state insurance programs.

Of course you know that John Conyers (D-MI) has a bill, HR 676, which would transition the US to a single-payer healthcare system.  Lots of support in Denver at the convention for him, and for it…and here’s a blog post about his challenge to all of us to make 2009 the year of real healthcare reform. Chuck wrote it up for us here. 

 

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Top McCain Advisor: There are no uninsured Americans

Wednesday, August 27th, 2008

Would someone wake me when it's over?

You can't make this stuff up.

John Goodman, the architect of McMoron's healthcare "plan" had this to say today regarding the news that Texas leads the nation in the number of uninsured.

But the numbers are misleading, said John Goodman, president of the National Center for Policy Analysis, a right-leaning Dallas-based think tank. Mr. Goodman, who helped craft Sen. John McCain's health care policy, said anyone with access to an emergency room effectively has insurance, albeit the government acts as the payer of last resort. (Hospital emergency rooms by law cannot turn away a patient in need of immediate care.)

"So I have a solution. And it will cost not one thin dime," Mr. Goodman said. "The next president of the United States should sign an executive order requiring the Census Bureau to cease and desist from describing any American – even illegal aliens – as uninsured. Instead, the bureau should categorize people according to the likely source of payment should they need care.

"So, there you have it. Voila! Problem solved."

I (that's me, nyceve) have nothing to add except. . .

God help us.

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"Broken Levees, Broken Lives" - SEE New Katrina Anniversary Video on Healthcare

Wednesday, August 27th, 2008

The Power of Helping Others… 

“Everybody’s just trying to survive here,” said Kim Lange, a Lower 9th Ward native and nurse practitioner featured in the third-year anniversary video.  For Kim and others who grew tired of waiting for the U.S. government to respond when the storm first hit (August 29, 2005), fear and sadness turned to anger, frustration, and motivation to take matters into their own hands.

She recalls joining the Registered Nurse Response Network (RNRN) and volunteering at the Lower 9th Ward Free Health Clinic—now in desperate need of funding to keep its doors open.  “I felt good about myself and helping others in a time of crisis,” she said.  “Nurses everywhere should join so we can all be ready to respond when the next disaster strikes.”

America’s Weaknesses Revealed…

There are hundreds more stories about people like Kim stepping up to help out after the storm but unfortunately, Hurricane Katrina gave the world a much darker view into America’s weaknesses—like the obvious relationship between poverty and race, how Big Media reinforced negative stereotypes about people of color—as was illustrated by their focus on looting, and how the wealthiest nation in the world was MIA as desperate survivors waited for days to be rescued.

And three years after the storm, as the video makes clear, America continues to turn her back on her own sick by not yet adopting a national healthcare system like those operating in every other industrialized nation in the world today. A truly universal system where no individual is ever left out because they don’t have enough money, or because insurance companies are allowed to say “DENIED”—sacrificing our health, and in many cases our lives, for larger profits.

“What’s been shocking is to see the number of people who had access to healthcare before the storm who now have joined the ranks of the uninsured,” said Bay Love, financial officer of the Common Ground Free Health Clinic featured in the video.  “People, for example, who left because of the storm, as a result lost their jobs, and as a result of that, lost their health insurance.” He further explained that many of these people were managing illnesses before the storm but are now unable to reestablish health insurance due to pre-existing conditions.

Will America be ready for the next disaster?

“We’re still not prepared,” says Lange in the video.  “We need a national healthcare system that has the capability of stepping in at the time of impact and providing the healthcare services needed.”

The people of New Orleans are still waiting…

Even though flooding only occurred in the basement, which was cleaned up and ready to reopen in October of 2005, the famous Charity Hospital in New Orleans remains closed in 2008 as the Louisiana State University (LSU) systems office and the Federal Emergency Management Agency (FEMA) squabble over plans to build a newer, prettier hospital—a project which would take years and millions of dollars to complete while Charity stands empty. 

Meanwhile, the people of NOLA rely heavily on free health clinics, or wait in long lines to be seen at smaller remaining hospitals while their health deteriorates.  Many Americans are unaware that Charity is the second-largest hospital in the nation, and had been serving as the primary trauma center for all of southern Louisiana.  They also may be unaware, as Dr. James Moises highlights in the video, that there is a national trend to close public hospitals like Charity, marking the end of our public health safety net as we know it.

What’s the Solution?

Regardless of age, socioeconomic status, religion, cultural background, or race, we all must face the fears of illness, aging, and death. Guaranteed universal healthcare for everyone in America is the only compassionate solution!

Take Action at: www.GuaranteedHealthcare.org

Tell the presidential candidates to support HR676: Proposed legislation by Rep John Conyers that would bring about REAL universal single-payer healthcare for everyone in America, for life!  Please also consider donating to the free health clinics featured in the video.

###

 

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Why WV is Wonderful . . .

Wednesday, August 27th, 2008

Another great example of why West Virginia is Wild and Wonderful. Rainy day in Charleston today - but this brightened my morning.

Thanks to Rick Lee who has a knack for capturing the beauty of our state.

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Will 2009 be the year for Medicare for all? HR 676 backers define the challenge

Wednesday, August 27th, 2008

On a day in which the number of unemployed declined slightly — but only because of the economic crisis which has pushed more Americans into government-funded Medicaid — CNA/NNOC co-president Deborah Burger, RN asked how it is possible "in the richest nation on earth" for tens of millions to have to choose whether to pay their medical bill or their mortgage payment."

And, why is it that "I talk to patients every day who have to cut their prescription medications in half, or skip vaccinations for their children, or put off appointments with their doctor, all because of the unconscionable cost."

"How long," asked Claudia Fegan, MD, past president of Physicians for a National Health Program, "will we pay (insurance companies) to limit access to care, in a nation where more women die in childbirth than any other industrialized nation and 12 percent of veterans are uninsured. It's time we made healthcare a right for all and not a privilege for those who can afford it."

Greg Junemann, president of the International Federation of Professional and Technical Employees and chair of the HR 676 labor caucus, noted how the healthcare crisis has had devastating consequences for working people and their unions. He talked of workers who are no longer able to achieve pay increases because employers are diverting more money into skyrocketing healthcare costs, and how contract bargaining is increasingly focused on "bargaining over insurance, not even bargaining over healthcare."

"We're going to get this passed next year. We're going to make history," Junemann said.

What's going to make the difference, Burger and Junemann both emphasized, is the broad and growing grassroots movement for HR 676. Junemann noted, for example, that 455 labor organizations and 37 state AFL-CIOs have endorsed HR 676.

"The insurance industry and its allies are a powerful foe. But we have a group with us as well — the public," said Burger, citing polls showing support by two-thirds of Americans who say the government should guarantee healthcare for all..

"And we have nurses and doctors and patients and millions of other Americans who have quietly been organizing and holding town hall meetings and house parties and showings of movies like "SiCKO" and writing letters to their home town newspaper and talking to their neighbors in city after city across America. There is no healthcare reform in this country today that has the groundswell of popular support and the passion and commitment of a broad, energized, sometimes enraged grassroots movement," said Burger.

HR 676 has more co-sponsors, 91, than any other healthcare reform bill in Congress, and CNA/NNOC and PDA are uniting to elect more pro-single payer candidates to Congress.

Two of those candidates spoke at the Denver forum. Debbie  Cook, mayor of Huntington Beach, Ca. running against a longtime Republican incumbent, recalled that when her son was born her family didn't have health insurance. She praised CNA/NNOC and nurses for setting a standard in the fight for guaranteed healthcare. "You didn't go into healthcare to maximize profits, you did it to maximize healthcare."

Andrea Miller, candidate in Virginia's 4th district, noted that "when you are sick you go to the doctor for healthcare, not for health insurance. If we're going to spend the money for healthcare, we ought to at least get it."

Burger and Fegan also counseled against halfway steps that will not solve the crisis.

"Band aids are nice but they don't solve the problem. It's time for us to demand what we need, what we deserve," said Fegan. Not much longer will we let this go on because we are heading for a fight for healthcare that is everybody in, nobody out."

Burger chastised "the experts and the political realists who counsel us to settle for incremental solutions whose premise is more insurance, not more care.

"On the anniversary of the enactment of the amendment for women's suffrage, let us remember that we did not settle for a limited right to vote. We did not settle for selective segregation when we fought for civil rights. And we must not settle for partial restraints on an out-of-control healthcare industry.".

"We need leaders and fighters, like so many of you in this room, who will not advise us to lower our expectations, but challenge us and everyone around us, to rise up, and bring everyone else along with us," Burger said.

"We know that change is on the way. We're moving in a new direction," said Conyers.

But the opportunity, most emphasized, would be far harder under a McCain administration and McCain's healthcare policies that would accelerate the healthcare crisis.

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