"Dr. Emens at Johns Hopkins has been conducting a highly respected vaccine trial. The vaccine is modeled after the very successful pancreatic vaccine study in which four out of eight patients have lived over eight years - which up to now was unheard of. Her study is so highly regarded that it is being heavily funded by the U.S. Department of Defense."

"Dr. Emens had spoken to my insurance company at least twice to recommend me as an ideal candidate for her study and to impress on them that they wouldn’t have to pay for anything that was study-related, such as the vaccines, testing, and treatments for any side effects that might occur. They had been told that they only needed to cover standard treatments for the cancer, which are low-dose chemotherapy."

"Most of the women in the study are doing quite well. My cancer has now spread throughout my body, and I can only wonder if all the stress I endured and all the time I lost will cost me my life.  How can one expect to beat the odds against cancer, being the killer that it is, without trying to take advantage of the newest treatments available?"

——————

Sponsored by the California Nurses Association/National Nurses Organizing Committee

Eighty-two percent of Americans think the U.S. healthcare system should be fundamentally changed or completely rebuilt (Commonwealth Fund, Aug. 7, 2008). America's nurses know that only single-payer, improved and expanded Medicare for all will fix our broken system and the tragedy of our devastated families. HR 676, by U.S. Rep John Conyers, is the most comprehensive, cost effective way to achieve guaranteed healthcare for all.

For more information, or to contact this patient: Liz Jacobs, RN 510/273-2232.

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We all face distractions while driving. Whether answering a ringing cell phone, changing the radio dial or reaching for hot coffee, it’s easy to take our eyes off the road—even for just a moment—and end up in either a major accident or, at the very least, an expensive fender-bender.

If it weren’t so comical, watching other drivers on the interstate every morning trying to balance two or three different activities at once—none of them related to operating a vehicle— would scare us all out of our wits! I thought I’d heard it all until I read these Tales of Distracted Driving from one of my favorite blogs, WalletPop, which gathered eyewitness accounts of the crazy things people try to do while driving. (I say try because they often fail and end up wrapped around someone else’s bumper!)

But bad behavior behind the wheel isn’t just risky or poor form; it also affects motor car insurance rates. The more distracted drivers are, the more likely they’ll end up crashing or causing someone else to crash—and higher accident rates lead to higher insurance rates.

Take for example the temptation to talk or text on cell phones while driving. Motorists who engage in this activity behind the wheel are four times as likely to get into crashes serious enough to injure themselves, according to a study conducted by the Insurance Institute for Highway Safety. This article by the Insurance Information Institute puts it all in perspective we can all understand. And reading or putting on makeup while trying to drive? That’s plain crazy, if you ask me!

The moral of the story? To keep insurance rates low—and everyone around you safe on the road—put off phone calls and text messages, eating and drinking, personal grooming and all other non-driving-related activities until you get where you’re going—or do them before you leave home. Meanwhile, stay safe at home or work and have a laugh on us by reading the Crazy Things Drivers Do.

More Information on Distracted Driving and Insurance:

• Car Insurance & Cell Phones
• Good Driver Car Insurance
• Driver Distraction & Traffic Crashes

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"I wish I could have seen her in person; perhaps I would have known something was really wrong and I would have taken her to the doctor right away. Days later, my husband and I were ready to head back to Arizona from a convention, and we stopped to call our son. He was watching the house, and told us Elizabeth had been taken to the hospital. We called the hospital; they told us we ought to get there as quickly as we could. We knew it was serious and we diverted to California.

"Elizabeth apparently had an undiagnosed heart condition. She never regained consciousness. Surrounded by all her brothers, brothers-in-law, her sister, niece, and many, many friends, my beautiful Elizabeth died two days later – the day after her 26th birthday. Bert now lives with us."

——————–

Sponsored by the California Nurses Association/National Nurses Organizing Committee

Eighty-two percent of Americans think the U.S. healthcare system should be fundamentally changed or completely rebuilt (Commonwealth Fund, Aug. 7, 2008). America's nurses know that only single-payer, improved and expanded Medicare for all will fix our broken system and the tragedy of our devastated families. HR 676, by U.S. Rep John Conyers, is the most comprehensive, cost effective way to achieve guaranteed healthcare for all.

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“My brush with cancer left me $7,000 in debt after my insurance company – Blue Cross – questioned the treatment my doctor ordered. They denied payment of the care, and now I get calls from collection agencies and have damaged credit. All of it makes it hard for me to establish the kind of life I’d like to give my young child.”

“Since April, I have been without any kind of health insurance coverage.  I work, but the coverage my employer offers is too expensive for me to afford on top of my obligations – rent, utilities, food and transportation.”

“Michigan is hurting right now, and lots of people cannot find jobs at all. Others have jobs like mine that barely pay the bills but that doesn’t mean we can buy our own healthcare. It just isn’t fair, and it makes me so angry that I cannot get healthcare for my daughter,” Adrian added. 

“I’ve sometimes found myself in abusive relationships that I was reluctant to leave because I needed access to health benefits.  I’ve even slipped into Canada to get healthcare.”

——————-

Sponsored by the California Nurses Association/National Nurses Organizing Committee

Eighty-two percent of Americans think the U.S. healthcare system should be fundamentally changed or completely rebuilt (Commonwealth Fund, Aug. 7, 2008). America's nurses know that only single-payer, improved and expanded Medicare for all will fix our broken system and the tragedy of our devastated families. HR 676, by U.S. Rep John Conyers, is the most comprehensive, cost effective way to achieve guaranteed healthcare for all.

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Well, think again, government leaders and fellow citizens.  There has been a dead canary in the coal mine for a long time — in fact there have been hundreds of thousands of us crying out that something is rotten in these United States when hard work and playing by the middle class "rules" results in financial ruin and loss. 

When hard working families fail financially and try to get back up only to find junk insurance, junk mortgages, junk credit cards and junk lending as their options to hang on yet a while longer, the result cannot be anything but what we are seeing now.  As night follows day, so too does this collapse of a fundamentally flawed system.

I support a single payer healthcare system because it is the smart moral and economic decision for my family and for my nation.  I support fixing the broken systems with not more of the same — how does that old saying go?  I don't want to throw good money after bad…

And if we pass a bail-out bill over the next few days, could we at least do so with some better and wiser protections for working Americans who have been stressed out beyond belief for many years?  I think many of us opposed to the bill that failed would support a bail-out if we knew those who bilked America would pay the most for it and those who hung on tooth and nail to survive would be lifted back up.

As for the stress relievers?  Well, I promise from my experience that one of the things you find out during a collapse is who to trust, who your friends are, who loves you and who would step on your mother's grave just to get to the top…  I like the words to a song Janis Joplin used to sing, "Freedom's just another word for nothing left to lose…"

Stress reduction during an economic restructuring (don't you love that?) is best achieved — in my opinion — with dignity and justice.  If a future bail-out plan reaches toward those goals, well, I'm on board.  If not, well I'll be eating a cinnamon roll, fighting for single payer and singing another verse from "Me and Bobby McGee…" 

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Author: Jon Caldwell

Article:
Drivers for Savings, a bipartisan coalition of lawmakers, joined
business, community and law enforcement leaders at the Detroit
Urban League on April 28 this year. They aim to pass reforms to
Michigan’s no-fault insurance law that enables drivers to choose
the level of Personal Injury Protection coverage they are
required to purchase. This is good news for those in Michigan
since they are already feeling the burden of skyrocekting prices
in food and gas. Under. the Drivers for Savings legislation,
policy holders can choose between $50,000 up to $40,000 worth of
PIP or retain their current unlimited coverage. If they don’t
choose, they retain unlimited coverage.

Breaking news from Zurich Insurance: during the last 3 years, 10
million British people had faced abuse both physical and verbal
while driving their vehicles. One in seven was pursued by
another driver and one in ten got into a confrontation with an
angry motorist. 34% was in the receiving end of such abuse while
64% showed aggressive behavior to other motorists while driving.
77% believed that what they did was okay. However these figures
only point out tone thing: driving riskily is very common among
motorists and this puts both car and life insurance premiums in
danger. To prevent this, motorists are advised to keep their car
doors locked, avoid making eye contact with angry drivers and
maintain calm at all times.

Esure, an on-line insurance company, announced the findings of a
report done by Geoff Beattie, a university professor in
Manchester: cave man instinct is manifested in the way men drive
their cars. This behavior is caused by men’s prehistoric
survival instincts as hunters and fighters and manifests as the
need to drive fast, show off and fight against other car
drivers. Mike Pickard, head of risk and underwriting at esure
comments, “This report makes a very clear point. It is not just
about skills or enforcement but about teaching young men in
particular to overcome natural instincts that have evolved to
enjoy speed, danger, risk-taking and showing off. It was fine
for cavemen but not for the modern car driver.” Thus it is
expected that car insurance premiums will cost more than that of
women.

Progressive Group of Companies, an auto insurance group, will
plant more than a quarter of a million trees in U.S. National
Forests as a sign of gratitude to its customers. Also,
Progressive began this month of April to offer discounts to
customers to go paperless. Customers can choose to enroll in the
company’s Paperless Policy option and receive bills and policy
documents electronically. If they do, Progressive will plant a
tree for them in cooperation with Arbor Day Foundation, a group
dedicated to planting trees. Currently, the program is available
in Colorado, but more states are adopting this as well.

News from Motorpoint: a 20 mph speed limit to be carried out in
the city would be welcomed by 12 million people. This is based
from their surveys demonstrating that two in five drivers would
accept the limit, which was proposed by the Parliamentary
Council for Transport Safety last year. This news came as a
surprise to most people because the original limit proposed was
30 mph. First to accept this rule was Postmouth and more are
considering the concept. This is good news drivers and
pedestrians all over the nation because this would prevent
accidents from happening at both sides.

About the author:
Jon Caldwell is a professional content manager. Much of his
articles can be found at http://latestcarinsurancenews.com

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Critical Condition, a look at the American health care system and crisis, begins airing tomorrow on PBS. Locally it will air on WVPBS beginning Tuesday, September 30 at 9pm with follow up broadcasts on October 1, October 6, October 8, October 13.

View the film trailer and learn more. Below is a synopsis of the film:

Roger Weisberg’s Critical Condition is a powerful, eye-opening look at the health care crisis in America. In an election season when health care reform has become one of the nation’s most hotly debated issues, Critical Condition lays out the human consequences of an increasingly expensive and inaccessible system. Using the same cinema verite style he employed with Waging a Living (P.O.V., 2006), Weisberg allows ordinary hard-working Americans to tell their harrowing stories of battling critical illnesses without health insurance.

The four people profiled in Critical Condition live in places as diverse as Los Angeles; Austin, Texas; and Bethlehem, Penn., but they face distressingly similar obstacles to surviving without health insurance. It is through their eyes and words that we are taken through the gaping holes in the health care system, where care is often delayed or denied. Ultimately, the unforgettable subjects of Critical Condition discover that being uninsured can cost them their jobs, health, homes, savings, and even their lives.

Critical Condition dramatizes how health care is rationed based on ability to pay. “It’s your money or your life,” says one of the film’s subjects, who courageously lays bare the uncounted cost in pain and suffering that is borne by millions of uninsured Americans

As the film illustrates, the country spends over $2 trillion a year — over $6,000 per person — on health care, yet is the only major industrial nation without universal coverage. Forty-seven million Americans live without health insurance, and 80 percent of them are from working families who either cannot afford insurance premiums or lose their insurance exactly when they need it most: when they fall ill and can no longer work.

Despite spending 50 percent more on health care than any other country in the world, America ranks 15th in preventable death, 24th in life expectancy, and 28th in infant mortality. The struggles of the four families profiled in Critical Condition put a human face on just what these statistics really mean for ordinary Americans.

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"I wish I could have seen her in person; perhaps I would have known something was really wrong and I would have taken her to the doctor right away. Days later, my husband and I were ready to head back to Arizona from a convention, and we stopped to call our son. He was watching the house, and told us Elizabeth had been taken to the hospital. We called the hospital; they told us we ought to get there as quickly as we could. We knew it was serious and we diverted to California.

"Elizabeth apparently had an undiagnosed heart condition. She never regained consciousness. Surrounded by all her brothers, brothers-in-law, her sister, niece, and many, many friends, my beautiful Elizabeth died two days later – the day after her 26th birthday. Bert now lives with us."

——————–

Sponsored by the California Nurses Association/National Nurses Organizing Committee

Eighty-two percent of Americans think the U.S. healthcare system should be fundamentally changed or completely rebuilt (Commonwealth Fund, Aug. 7, 2008). America's nurses know that only single-payer, improved and expanded Medicare for all will fix our broken system and the tragedy of our devastated families. HR 676, by U.S. Rep John Conyers, is the most comprehensive, cost effective way to achieve guaranteed healthcare for all.

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Antique cars, need special insurance. Find out more

Author: Francisco Segura

Article:
Most owners of antiques cars would be devastated if anything
ever happened to their prize possession; these cars in
particular need some type of insurance to protect them against
accidental damage. Antique car insurance is not that difficult
to find with many companies now able to provide this specialist
service. The classic car customer is therefore in a fortunate
position with so many specialist insurance providers;
competition amongst insurers should also mean a quote that meets
with the owners financial requirements.

Not to be
outdone, everyday commercial auto insurers have designed
policies to meet the needs of antique car owners; these are also
called collectors auto insurance and these policies are tailored
directly to the car being covered. Perhaps more so than a modern
car, these policies need to be more precise and an insurance
representative will require as much information about the car
before he can supply a tailor made quote. They will also help
you decide which types of coverage are within your target budget
and which deductible and limit levels you will need.

Large insurers may not specialize in antique car cover but
there are other benefits; many have been established for years
and have a good reputation for looking after customers. The
other advantage of this type of insurer is their ability to
arrange the protection on any other regular vehicle you own.
Often, the cost of an antique car insurance policy is higher
with this type of company but many owners feel the extra cost is
worth it as they feel much safer knowing the company is well
known and has a long history.

Independent specialist
auto insurers might be able to provide a better service and
conditions; also, these firms will generally not insure any
other types of car. Some of these independent insurance
companies will only insure a particular type of classic car, so
if the car you are attempting to insure is a rare one, it may be
difficult to find a provider that will insure it. Research is
the key when it comes to the smaller antique car insurers so try
and find one that is reliable and has a good reputation by
checking online insurance resources.

There is always
an element of risk when using the smaller independent insurers
as you do not know for certain how safe your money or their
policy is. You will often find it a tedious process locating an
antique car insurance provider; nevertheless, it is far better
to spend a little time doing this than not having the car
insured at all. By their very nature, classic cars are almost
always irreplaceable and represent a big investment on the part
of the owner so protection for these cars is an absolute
necessity.

About the author:
Francisco Segura owns and operates
http://www.insurancequotes21.com/hazard-insurance-quote.html Hazard Insurance Quote

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