Friday afternoon, and a beautiful day in Colorado. A little too cold for a tent, and a little too removed from nature for a hotel room. How about taking an RV out for a spin to enjoy the fabulous fall colors? The RV is such a perfect blend between ‘taking it easy’ and camping.

Recreational vehicles also let you enjoy the people you are traveling with. Great conversations ensue. Just compare in your mind the difference between sitting on an airplane with your buddy versus being in a comfortable lounging chair sharing fun commentary while you see the country around you.

Many people rent RVs, because they are such an expensive purchase. However, given the economy and concerns about fuel economy, and the lack of car sales in general, now might be a good time to convert some of those stocks into an RV. Not that I can give any investment advice, but I do know a good time when I see it. My cousin, Arne, travels around the country with the RV he purchased (traded in his sail boat) and has seen more of the US in the past few years than he ever did flying all over the country. Moreover, he has had more fun than ever before too. And it is stress free travel.

And, like everything else, if you think about buying an RV, you also need to check out RV insurance requirements. An RV is a significant investment, so you need to ensure you are adequately covered, and include those costs in your analysis of buy versus rent.

Or maybe you want to get creative with your RV. This fellow on the right is NOT my cousin Arne.

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She couldn’t get Aetna to acknowledge her payments and was convinced they wanted her off the policy. It seemed no matter where she sent her payment she felt she was getting the run around. Finally, she hired an attorney to make sure her payment was accepted and acknowledged to ensure her coverage was not cancelled for non- payment of premium.

“In June, I hired a lawyer to get my employer to accept my check.  In August, I get a statement from Aetna saying that I am now in COBRA. The manager of my employer’s retiree healthcare benefits told me it was a typographical error, but I must send my next premium in with the coupon attached to that statement to the address on the statement in order for my insurance to continue,” Coline said. 

She tried to alert government agencies to what she came to believe was a way for the insurance carrier to weed her out and avoid keeping her policy in force. “My only hope of continuing my insurance is to pay the lawyer to send my premiums in. I now withdraw money from my retirement and pay six months at a time because it costs me $250 every time the lawyer sends my insurance payments in,” Coline said.

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Sponsored by the California Nurses Association/National Nurses Organizing Committee

Eighty-two percent of Americans think the U.S. healthcare system should be fundamentally changed or completely rebuilt (Commonwealth Fund, Aug. 7, 2008). America's nurses know that only single-payer, improved and expanded Medicare for all will fix our broken system and the tragedy of our devastated families. HR 676, by U.S. Rep John Conyers, is the most comprehensive, cost effective way to achieve guaranteed healthcare for all.

For more information, or to contact this patient: Liz Jacobs, RN 510/273-2232

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