Archive for October 29th, 2008

Battleground Blog: Day Six When No Explanation Could Have Been Enough

Wednesday, October 29th, 2008

 

One of the young men “flipped off” Hilda and Krikor – with gestures on both hands.  We all let out a collective scream of disbelief.  The young man quickly retreated from his perch.  It was a moment I do not think any of us will ever forget.

A Cigna employee obscenely gestures parents of a dead teenager and guess what?  Cigna called the police to have the protesters removed from the lobby.  The young man in the blue shirt who spoke for Cigna with his assault of Hilda and Krikor was not the target of the Cigna police call.  The parents were deemed the threat.  Parents and patients who need treatment and thereby spend company profits are threatening to Cigna and all other insurance companies.  These are not the people who can be trusted with our healthcare or that of our children.

 Either this was a young man thinking it somehow cute to defend his company by assaulting these parents or he was actually doing so on behalf of the company.  No matter what explanation we could imagine, none makes it OK that Cigna allowed this to happen in their offices and did not protect these parents – instead they protected themselves.

And they would do so again and again and again – as grieving, begging families who pay for their insurance premiums find themselves burying children, other loved ones, friends and neighbors. 

As I stood holding the shaking ribs of a father too strained with grief to stand alone, I wondered why anyone would ever want a company like Cigna in the mix.  Family values don’t have a chance on this company’s agenda; life is devalued and only the almighty dollar holds the power.

Cigna, as one of the nation’s largest and proudest insurers, stands as a representative of an industry gone mad on its own power and greed.  And as such, they handled this very poorly.  But they handled it as might have been expected.  Take heed.  The only insurance these companies provide is to protect their own wealth and status – not the nation’s, not your child’s and certainly not your own.

When our new Congress goes to work on healthcare reform next year, Cigna and the likes of them cannot be in play.  And no matter who says private insurance is good for the nation, it is a lie – it is a rude and abusive and destructive lie as delivered clearly and concisely today.  Even if we want to trust well-intentioned people who believe insuring more people is the way to the promised land, we must all recall today and that the insurance company representative allowed an assault on Hilda and on Krikor – and all the rest of us who trusted them to provide what they said they were providing.

Our gesture in response must be to end this madness.  For-profit, private insurance can never substitute for single-payer, publicly funded, privately delivered care – and doctors and nurses and patients must be deciding together what the best course of treatment may be – not an insurance company employee whose overwhelming urge to “flip-off”  the patient will guide the decision.

Horrifying, illuminating… and only offset by wrapping these parents in the love and support of 80,000 nurses who would never, ever demean their loss.

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Sharyn Kaye - Albuquerque, NM - 10/30/3008

Wednesday, October 29th, 2008

"At the present time, I am unemployed, looking for a job, yet still have to maintain payments to the collection agency as well as an Emergency Physicians Group. This has been the most horrendous experience of my life! I always had health insurance. Now, I have none. What a system we live in."

——————————-

Sponsored by the California Nurses Association/National Nurses Organizing Committee

Eighty-two percent of Americans think the U.S. healthcare system should be fundamentally changed or completely rebuilt (Commonwealth Fund, Aug. 7, 2008). America's nurses know that only single-payer, improved and expanded Medicare for all will fix our broken system and the tragedy of our devastated families. HR 676, by U.S. Rep John Conyers, is the most comprehensive, cost effective way to achieve guaranteed healthcare for all.

For more information, or to contact this patient: Liz Jacobs, RN 510/273-2232.

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Car Insurance Rates For Teenagers

Wednesday, October 29th, 2008

Car Insurance rates for teenagers: how to get the cheapest rate

Author: David John

Article:

Car Insurance Rates for Teenagers

For parents with kids around driving age, car insurance rates
for teenagers can be a real problem. Once your kid turns
sixteen, driving becomes an obsession with them, but the usual
auto insurance rate increase for teenage drivers will increase
your total premium. Short of refusing to let them drive until
they are older, there are a number of ways to cut down the added
expense of car insurance rates for teenagers.

Whether they are new or existing drivers, here are some tips to
receiving lower car insurance rates for teenagers: * Type Of Car
* Driving History * School Grade * Policy Ownership.

Car Insurance Rates for Teenagers
definitely base on their
driving history. Even clean police criminal records can bring
down the Car Insurance Rates for Teenagers. Remember, the more
positive documents you have to support your kid , the cheaper
will be for the Car Insurance.

Type of Car This is definitely the opposite of what the Teenager
wants. We know your kid would definitely want an Expensive or
powerful sports cars. Insurance Company do not like young
teenagers in expensive sports cars and the average auto
insurance rate increase for teenage drivers is much higher
compared to the increase for an older, slower and less expensive
model. Older, heavier cars are harder to drive recklessly and,
therefore, are safer. With an older car, the consumer might
consider dropping collision and comprehensive coverage and only
carrying liability. One of the factors that weight the most on
insurance costs is the value of the car, so older car will also
help reduce the Car Insurance rates for teenagers.

Driving History
Most insurance companies will give good
discounts for previous good driving. Make sure your teen drives
carefully. Stay away from claiming for minor damage such as bent
fenders and encourage them to drive according to the rules so as
to avoid traffic tickets as either of these can send car
Insurance rates for teenagers rocket high. Send the teenager to
a driving school. Graduating from a safe driving program or
driver’s education class can lower the price of car Insurance
rates for teenagers.

School Grades.
There would be a discounted Car Insurance rates
for teenagers who maintain a B average or higher. This discount
on Car Insurance rates for teenagers can be as much as 25%, so
it is definitely a great idea to look for this discount when
shopping for car insurance rates for teenagers

Policy Ownership Adding a young person to the family policy can
double the parents’ premium but this cost will decrease over
time if the teenager is a gooddriver. Listing them as an
‘occasional’ driver will reduce the rate as well. If the car
being insured is old but safe, it may be cheaper in the long run
to get them their own insurance.

Although most Car Insurance rates for teenagers can be a
financial drain on your pocketbook, by searching a number of
local insurance companies in your area and remember the above in
mind, you should be able to find a good Car Insurance rates for
teenagers.

About the author:
David has been working in the Insurance industry for more than
15 years, he’ll share with you the best way to obtain cheapest
auto insurance. Read more about his article at
www.Get-Insurance-Today.info

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